MATURITY MONITOR [2026 WAVE]: $875B IN ACTIVE COMMERCIAL MORTGAGES MATURING THIS YEAR -> EXTENSION OVERHANG FROM 2025 AT 45% UNRESOLVED -> MULTIFAMILY REFI GAP EXPANDING

THE AUTOMATED ACQUISITION ANALYST.

Extract unstructured T-12 documents, reconcile broker pro-formas against trailing actuals, and intercept distressed commercial real estate targets before the five-year loan balloon hits.

[ LIVE NATION-WIDE RADAR SCAN ]
Interactive Map Feed StatusIngesting licensed public recordsATTOM node clear / RentCast comps synced / Census baseline fresh
15-mile radial sweep armed for ZIP 75201
01

The T-12 To Truth Reconciler

A side-by-side evidence ledger that makes broker optimism legible, auditable, and financially quantified.

Broker Pro Forma Statement

Gross Potential Rent$1,420,000
Vacancy Factor3.5%
Repairs & Maintenance$450/unit

Extracted Trailing Actuals

Actual Collected Rent$1,180,000
Market True Vacancy8.2% [!]
Actual Historical CapEx$820/unit
PRO-FORMA TRUST SCORE42 / 100System Identified NOI Inflation: $74,200
02

Core Underwriting Matrix

Financial outputs are not inferred. They are calculated by transparent functions, tested against reference vectors, and re-run whenever assumptions move.

DSCRNOI / ADS
PMTP * i(1+i)^N / ((1+i)^N - 1)
MaxLoanmin(Loan_DSCR, Loan_LTV)
COC(NOI - ADS_actual) / Equity
Operational VectorYear 1Year 3Year 5Cash-on-Cash Return4.2%7.8%9.4%Equity Multiple1.04x1.32x1.76xComputed Refi Gap$0$0-$340,000
Minimum Down to 1.25x DSCR$448,360
Supportable Debt$801,640
Cash-on-Cash at Max Loan3.6%
Refi Gap Signal$47,044
03

Trade-Area And Leasability Engine

Retail, mixed-use, and multifamily operators see whether a site has the local demand required to lease vacant space.

SITE-SELECTION LEASABILITY INDEX
Screening Vector1422 North Central Expressway
Traffic Density22,400 VPD (AADT)[ PASS: NATIONAL GRADE ]
1-Mile Population Base24,150[ PASS: DENSE RESIDENTIAL ]
3-Mile Population Base68,900[ PASS: DEPTH SECURED ]
Median Household Income$74,500[ PASS: DISPOSABLE CAP ]
Composite Leasability Rating88 / 100[ ACCESS RISK: MINIMAL ]
04

Sourcing Radar And Outreach Terminal

Maturity-driven targets move from passive records into a compliant operating pipeline.

ACTIVE MATURITY PIPELINE (OFF-MARKET TARGETS)
Asset Entity NameEst. Balloon DateTrue Cap RateComputed Gap
Tri-Center LLCOct 20265.1%$412,000
Oakridge GroupDec 20264.8%$680,000
[ SCRUB COMPLIANCE COMPLETED: Phone Number Columns Omitted By Design. Public Records Only. ]
05

Data Transparency Ledger

The determinism boundary is visible. Neural networks extract symbols; deterministic logic calculates yield.

Real Estate Taxes$118,400T-12 Page 4, Cell C1899.4%hash:a84d2
Property Insurance$64,800OM Final Draft, Page 1199.8%hash:f19be
Vacancy Loss8.2%RentCast + T-12 Trailing Actuals98.9%hash:c028a
We extract the data. The math makes the decision.
06

Clear-Cut Financial Pricing

Subscription tiers are framed around operational leverage and return on analyst time.

Solo (Pro)

$99 / month

Independent operators

  • Local 15-mile sourcing radar
  • Reconcile 50 documents / month
  • Core 1-3-5 year underwriting grid
  • Compliant outreach exports
Deploy Solo System

Syndicate (Team)

$349 / month

Multi-market syndicates

  • Complete national sourcing radar
  • Unlimited document extraction
  • Premium underwriting sandbox
  • Live LP-ready memo generator
Deploy Enterprise System